Health Insurance Benefits Are About to Expire
If you have health insurance that includes dentistry, then you need to make sure you get the most from it. Unfortunately, not everyone knows that their dental benefits may run out at the end of the year. So if you want to get the most from your insurance, here’s what you need to know.
About Health Funds
Every health insurance fund is different and offers different benefits and rules. Generally speaking, these funds usually cover all or part of your regular dental check-ups. This means that you should probably get two visits to your dentist a year that are covered by your insurance. Unfortunately, if you forget about this, put it off, or don’t understand the rules, you’ll miss out.
The majority of health funds have a benefit year that starts on the 1st of January and ends on the 31st of December. Of course, this doesn’t mean that your fund runs out on New Year’s, leaving you uninsured. Instead, it means that if you don’t use your dental benefits before the end of the year, they will expire. So basically, you’ll be paying for dental visits that you aren’t using. This is both a waste of money and a missed opportunity, because having regular dental check-ups is essential for your oral health.
Use Your Dental Benefits
Check your policy
Every health fund and policy is different. So check with your provider and learn about the dental benefits that you should be getting from them. Also, make sure that you make note of any expiry dates and keep them in mind, particularly at this time of the year.
Make an appointment
If you have benefits that are about to expire, make an appointment with your dentist before the New Year. This will improve your oral health over the Christmas period, when you really want your pearly whites to look their absolute best. It will also help you to avoid pain, discomfort, and a visit to the after hours dentist during the festive season.